As a Poodle pet parent, you want to ensure that your pet is well-protected. And when it comes to insurance, you should know a few things about insuring your Poodle. First, we’ll discuss health issues in this buying guide for Poodle pet insurance, and then we’ll go on to our 7 top picks for the best pet insurance for Poodles.
We’ll look at the health issues that Poodles may be prone to, and what to look for when purchasing pet insurance for your new Poodle puppy. Beyond the price you pay for your new Poodle puppy, there are a variety of other expenses that you’ll be dealing with upon your puppy’s arrival in your home, and it’s best to budget for them in advance so that you’re well prepared.
Pet owners choose to purchase pet insurance for different reasons (for example, they may not afford veterinary treatment without it or their pets have pre-existing conditions). Pet insurance also allows you to visit your veterinarian when you need to and not to delay important veterinary care.
Purchasing Pet Insurance
When purchasing pet insurance, there are a few things you’ll want to keep in mind. First of all, you’ll want to make sure that you get a policy that covers your dog’s breed. Poodles are prone to certain health conditions, so it’s important to make sure that your policy covers those conditions.
You’ll also want to think about the deductible and the co-pay. The deductible is the amount of money you have to pay before the insurance company starts to pay, and the co-pay is the amount you have to pay for each visit to the vet. You’ll want to choose a policy with a deductible that you can afford and a reasonable co-pay.
Finally, you’ll want to read the fine print of any policy you’re considering. Make sure you understand what is and isn’t covered, and be sure to ask any questions you have before you purchase the policy.
When it comes to pet insurance, Poodles are a breed that you’ll want to make sure you’re insured for. Poodles are prone to certain medical conditions, so it’s essential to have a policy covering them.
What to consider when buying pet insurance for Poodles?
When buying pet insurance for your Poodle, it’s essential to consider the following:
- The cost of the policy
- The amount of coverage you choose
- Which pre-existing conditions are excluded from coverage
- How often you need to renew the policy
- What is and is not covered by the policy
- The claims process
- The company’s customer service and reviews
You can use websites like We Love Doodles to compare policies and find one that’s right for you and your pet.
You’ll also want to make sure that you purchase a policy with a reasonable deductible. A deductible is the money you have to pay out of pocket before your insurance policy kicks in.
The higher the deductible, the lower your monthly premium will be. But, you don’t want to set your deductible too high, or you could end up paying a lot of money out of pocket if your dog gets sick or injured.
Types of Plans for Poodles
There are a variety of pet insurance policies available, so be sure to do your research and compare rates. Some policies cover accidents and illnesses, while others include routine care, such as vaccinations and check-ups. You’ll also want to ensure that the policy covers your Poodle’s breed, age, and size.
When shopping for Poodle insurance, be sure to compare a few different policies before deciding. And remember, the best policy is the one that meets your needs and budget.
Best Poodle Health Insurance for 2022
If you’re looking for coverage for accidents, illnesses, injuries, and routine exams, here are some of our top picks for Poodle health insurance in 2022.
In a rush? Here are the top picks!
Lemonade Pet Insurance features a large range of customizable annual limits and an extensive list of covered costs that suit any lifestyle. We give it our highest score with its quick and easy claims process and affordability.
For example, they have the lowest prices among all plans analyzed; an accident waiting period that’s only two days (and no monthly premiums!), and an optional wellness program are available if your Poodle has any pre-existing conditions that may need additional coverage for diabetes or allergies. Lemonade also covers illnesses. Lemonade is also A-rated and fully regulated. Here’s the takeaway:
- Comprehensive preventative packages
- Very affordable for multi-pet homes
- Offers a Puppy Preventative package for neutering/spaying, microchipping, flea & tick meds & all Poodle vaccines. Short two days wait for accident plans
- Choice of any licensed vet
Embrace Pet Insurance features an affordable deductible that starts at just $25. With Embrace, you’ll be able to claim most major medical expenses. These are paid upfront without you having to worry about finances. They also feature comprehensive coverage for cats and dogs with reasonable annual limits ($5k per year).
Embrace’s accident and illness plans can be personalized to accommodate all budgets. You can adjust the annual deductible, annual maximum, and reimbursement percentage to what works best for you. Embrace features a diminishing deductible which means that each year you don’t receive a claim payment; we decrease it by $50.
Embrace gives Poodle pet parents peace of mind knowing their pups are protected 24/7 with affordable premiums! You can also get nutrition and exercise advice via Paw Support which is always helpful, especially for new pet parents.
- Embrace mobile app
- 24/7 Veterinary Paw Support
- 30-day cancellation policy
- Offers Routine Care add-ons
Figo ranks in the top 6 for Poodle insurance. We like this pet insurance company because it features an app that makes sharing photos and organizing play dates with other pet parents breeze.
The North American Pet Insurance Association (NAPHIA) sponsors Figo to help you find what you need so that your Poodle can have fun at daycare.
With Figo, you can entrust your Poodle’s care in various ways. For example, Figo features health benefits for your pet, like uploading medical records and giving personalized advice on what your Poodle should eat or how much exercise is best for them – all without hidden fees! Figo also offers a 30-day money-back guarantee, so you have time to see if this plan works for you.
Figo features $5,000 in annual benefits via their Essential plan that goes up to $10,000 with their Preferred Option!
Plus, you get unlimited coverage from that with the Ultimate Plan as well- it’s great because sometimes things happen, and the basic plans don’t cover the cost, but this ensures your dogs stay healthy no matter what happens.
- Offers three plans: Essential, Preferred, & Unlimited with varying annual benefits
- Allows you to opt for your specific yearly benefits, deductibles, and reimbursement rates.
- Simple & straightforward plans
- Crafted with Pet Cloud app
- You can also text, tweet, email, or call.
- Specifically crafted for the urban pet parent.
- Extra care pack of up to $250 for cremation & burial
- Member of NAPHIA
- No per-incident caps
- Live Vet
Trupanion’s policies are made to protect your Poodle from illness and injury. For example, they have no payout limits, so you can get the care that your furry friend needs without worrying about money!
Trupanion offers no bilateral exclusions and is one of the few pet insurance companies with direct vet pay. So, for example, suppose your furry friend has an accident at home or needs care outside of their regular veterinarian’s office visit. In that case, you can rest easy knowing they’ll be taken care of at the emergency vet and paid directly by your pet insurance.
In addition, each month/yearly payment option comes complete not just with excellent benefits but also reimbursement up 90% after submitting a claim–no matter what type it may be!
The waiting period is five days for injuries or 30 days for illness – but these wait times are waived with vet health certificates.
Trupanion features a range of pet insurance plans to help cover your furry friend’s medical expenses. Trupanion’s comprehensive coverage will take care of it all, from injuries and illnesses to hospitalizations or emergency visits!
- Lots of price options
- Direct payments
- Decades of experience
- 90% coverage
- No payout limits
- 98% of Trupanion members stay enrolled for long periods
- Crafted with broad coverage
- Offers VET DIRECT PAY
Odie is a wellness-first, tech-enabled pet health insurance brand that empowers all pet parents through authentic inclusivity and straightforward customization. The company’s holistic care platform provides all dog owners access to essential services such as veterinary visits.
If you’re looking for affordable pet insurance that provides extras like take-home prescription meds and acupuncture, look no further than Odie. They are 15%-30% cheaper than their competitors while still offering standard accident or illness coverage with high reimbursement rates of up to 90%. The annual limit is $5k-$40K which makes them perfect if your pup can’t stay indoors at all times!
- Fast claims reimbursement
- Customizable plans
- App for ease of use
- No breed or age limits
- 24/7 access to the customer portal
Pets Best Insurance is a top-notch provider among pet parents, serving around 100,000 families. They offer short waiting periods for accident claims with no maximums on benefits or deductibles so that you can get back to your everyday life as soon as possible!
Plus, they have some fantastic deals if the price range fits what’s essential – pick an option above that best suits how much money was spent this past year (70%, 80%, 90%).
Pets Best features excellent coverage for pet parents who want to limit their out-of-pocket expenses when caring for their Poodles. Pets Best covers prescriptions and other forms of rehabilitative care via their elective wellness plans, which can help with recovery from injuries or disabilities!
- Essential Wellness option has $305 per year coverage
- Average cost: $18.18
- Crafted with a mobile app
- 24/7 Veterinary support is available
- Features a cancellation Period
- Cancel any time
- Routine care add-ons
- No upper age limits for enrollment
Nationwide plans feature a wide range of coverage and cover 21 different types of exotic animals. In addition to routine health issues like arthritis or heartworm infections, the policy also protects against stomach issues.
We like Nationwide’s Whole Pet with Wellness plan, which features 90% coverage of your veterinary bills for eligible health issues and veterinary services. This includes health coverage for pet injuries, illnesses, hereditary and congenital conditions, preventative care like yearly exams, flea and tick treatment, and vaccines.
With Nationwide, you can also visit any licensed veterinarian and get reimbursed for veterinary expenses.
- Crafted with a mobile app for fast claims processing
- 24/7 Veterinary support
- Good customer support
- Cancellation period within 10 ten days
- Routine care add-ons
- Numerous plans available
- Pay vet directly
- Features several Wellness plans for routine care
Spot is a good choice for Poodle parents who want to keep their dogs healthy. Spot Reimburses between 70% – 90% and features a 30-day money-back guarantee. Customers can get access to 24/7 help from experts at no additional cost with VetConnect™ ́s hotline–powered by veterinarians. It also has a 10% multi-pet discount.
Spot also covers alternative therapies like acupuncture, low-level laser therapy, hydrotherapy, etc. Accident and illness plans can also behavioral problems, including anxiety and aggression. In addition, there’s a $25 Amazon Gift Card with enrollment.
- Easily customizable plans
- Option to add preventative coverage
- Covers behavioral problems
- Covers Holistic treatments
- Whisker Vet Help Line 24/7
What is pet insurance?
Pet insurance is health or medical insurance that is beneficial in covering the costs of veterinary care for your pet. For example, it can help pay for vet visits, prescriptions, and even surgery.
Pet owners choose to purchase pet insurance for different reasons. In addition, some pet owners may feel that it gives them peace of mind in knowing that their pets will be covered financially if they get sick or injured.
There are many different pet insurance policies available, so it’s important to research to find one that works best for you and your Poodle.
What are pre-existing conditions in Poodles?
Pre-existing conditions are health problems or illnesses your Poodle had before you bought the pet insurance policy. All pet insurance policies list pre-existing conditions that are not covered by the policy.
If your Poodle gets sick or injured and needs treatment for a pre-existing condition, you will have to pay for the treatment yourself.
Poodles as a breed may be susceptible to certain pre-existing conditions, such as hip dysplasia, von Willebrand disease, and epilepsy. If you’re thinking about buying Poodle pet insurance, check the policy carefully to see if any of these conditions are excluded from coverage.
What if my Poodle already has one of these conditions?
If your Poodle already has a pre-existing condition, you may still be able to purchase pet insurance, but the policy will likely exclude coverage for that condition. So, for example, if your Poodle needs treatment for a pre-existing condition, you will have to pay for the treatment yourself.
Which pet insurance companies provide the best pet insurance for Poodles?
Many pet insurance companies offer coverage for Poodles, and some of the more popular companies include Lemonade, Pets Best, and Figo. When choosing a pet insurance company, it’s important to compare policies and prices to find one that’s right for you and your pet.
You’ll need to keep in mind that things like veterinary expenses for your pup’s initial wellness visit and subsequent vaccination visits are going to add up. There is also all the new puppy gear that needs to be ready at home, from puppy gates to lightweight puppy collars and the replacement training gear that needs to be replaced as your puppy grows older.
Puppy training classes
Your puppy will need positive dog training classes, so plan weekly training classes over the first year and ideally into the second. Your pup should also try out dog sport classes like agility and flyball, so you should anticipate those costs.
There are a few different insurance policies that you can purchase for your Poodle. The most common type is pet health insurance, which will cover your Poodle’s medical expenses if he or she becomes ill or injured.
Getting your Poodle pet insurance through a company like Lemonade can give you peace of mind, knowing that your pet is protected with a comprehensive veterinary Poodle health plan. The American Kennel Club (AKC) adds that the best way to manage a health condition is to stop it before it starts. Every pet parent can do this if they have pet insurance.
Poodles are a popular breed known for their intelligence and hypoallergenic coat. They are bred in many sizes, from toy to standard, so you’ll want to ensure you get a good pet health insurance plan insurance policy for your pet. The AKC describes the Poodle as “Carrying himself proudly, very active, intelligent, the Poodle has about him an air of distinction and dignity peculiar to himself. Major fault: shyness or sharpness.”
Common Health Conditions
First of all, Poodles are prone to several health conditions, including hip dysplasia, eye problems, and skin allergies. Most dog breeds will have health conditions that they are more prone to, and it’s essential to be aware of these conditions when choosing a policy. That way, you can ensure that your policy covers the most likely things to happen to your dog.
Hip dysplasia is a condition that can occur in any breed of dog, but it is particularly common in Poodles and mixed Poodle breeds. It is a condition where the ball and socket do not fit or develop properly, and they rub and grind. If your dog is diagnosed with hip dysplasia, it is important to get them treatment as soon as possible.
Eye problems are also common in Poodles, and they can range from minor irritations to more severe conditions like glaucoma. So it’s important to have your dog’s eyes checked regularly by a vet, and if you notice any changes in their vision, be sure to get them to the vet right away.
Poodles are also susceptible to skin allergies, which can cause them a lot of discomfort. If your dog is scratching a lot, or if you notice any redness or irritation on their skin, it’s important to take them to the vet to get checked out.
There are a few things you should keep in mind regarding insurance. First of all, you’ll want to make sure that you get a policy that covers your dog’s breed. As we mentioned, Poodles are prone to certain health conditions, so it’s essential to make sure that your policy covers those conditions.
Von Willebrands disease
Another chronic condition that can affect Poodles is Von Willebrands disease. This condition affects the blood, and it can cause dogs to bleed excessively. If your dog has this condition, you’ll want to make sure that your policy covers the cost of treatment.
Addison’s disease (hypoadrenocorticism)is a condition you’ll want to make sure your policy covers. This is a condition that affects the adrenal glands, and it can be fatal if not treated promptly. This disease has serious consequences for Poodles that don’t get the correct treatment. With treatment, Poodles can live a normal life.
Cushing’s disease (hyperadrenocorticism) is another condition that Poodles are susceptible to. This condition affects the adrenal glands and can cause various symptoms, including obesity, hair loss, and changes in the skin.
Another condition that you’ll want to be sure your policy covers is bloat. This is a severe condition where the stomach swells up and traps air, and it can be deadly if not treated quickly.
Gastric dilation volvulus (GDV)can affect any dog but usually occurs in middle-aged to older dogs. The mortality rate is high, and you’ll need to get emergency treatment right away, which is always costly.
Inherited diseases and cancer
Genetics play a huge role in your Poodle’s health. By understanding which genetic diseases your Poodle may be prone to can help you identify them and seek early treatment.
The AKC Canine Health Foundation says that individual dog breeds and even individual subtypes of dog breeds are often at risk for specific diseases. Instead, they add that “looking for differences between affected dogs and unaffected dogs can be a highly effective way to isolate the gene responsible for a given illness.”
Standard Poodles have an increased risk of an aggressive cancer squamous cell carcinoma of the digit (SCDD), affecting toes with multiple reoccurrences. The researchers add that not all Poodles are at risk for this, but dark-colored Poodles are more prone to getting squamous cell carcinoma, with light-colored Poodles hardly ever being affected.
Finally, you’ll want to make sure your policy covers epilepsy. Epilepsy is a condition that can cause seizures in dogs, and it can be challenging to treat. If your dog has epilepsy, it’s essential to have a policy that will cover the cost of treatment.
One last condition to be aware of is luxating patellas. This is a condition where the kneecap slips out of place, which can be painful for your Poodle. If your dog has this condition, you’ll want to make sure that your policy covers the cost of treatment.
Another condition that can affect Poodles is sebaceous adenitis. This is a condition where the sebaceous glands in the skin become inflamed, and it can cause a lot of itching and irritation.
PRA stands for progressive retinal atrophy, and it is a condition that causes the retina to degenerate. This can eventually lead to blindness, so it’s important to get your Poodle treated if diagnosed with this condition.
Poodles may be prone to dental disease, so it’s essential to keep an eye on their teeth and gums. If you notice any problems, be sure to take them to the vet for a check-up and schedule a regular veterinary dental cleaning.
Another thing to look for is a policy that covers chronic conditions. Like the one offered by Lemonade, some policies will cover chronic conditions like Addison’s disease. This condition affects the adrenal glands, which can be very costly to treat.
As you can see, numerous health conditions can affect Poodles. That’s why it’s key to get a policy that will cover these health issues in the long term, even if your Poodle is currently healthy.
By choosing the right policy, you can rest assured knowing that your Poodle is covered for any veterinary issues that may arise in the future. For example, pet insurance will help with the cost of vet bills if your dog becomes ill or injured, but it will also give you peace of mind knowing that your pet is protected.
There are many pet insurance policies today in 2022, so be sure to shop around and find one that works for you and your Poodle.
Frequently Asked Questions
Do Poodles get ill often?
No, Poodles are one of the healthiest breeds of dogs. They are, however, prone to certain conditions like Addison’s disease and von Willebrand’s disease.
How much does Poodle pet insurance cost?
The cost of Poodle pet insurance will vary depending on the policy you choose. Some policies have a higher deductible, while others have a lower co-pay. Be sure to compare a few different policies before making a decision.
What is the best policy for my Poodle?
The best policy for your Poodle will depend on your needs and budget. Be sure to compare a few different policies before making a decision. And, remember, the best policy is the one that meets your needs and budget.
Do I need pet insurance for my Poodle?
While pet insurance is not required, it is highly recommended. Poodles are prone to certain health conditions, so it’s important to have a policy that covers those conditions. Additionally, pet insurance can save you money on vaccinations and check-ups.
What’s the role of pet insurance for cancer treatment?
The role of pet insurance for cancer treatment is to cover the costs of diagnostics, treatments, and surgeries. Cancer is a very costly disease, so pet insurance can be a lifesaver in cancer cases.
How does pet insurance help my Poodle with regular vet care?
Some policies cover routine care, such as vaccinations and check-ups. This can save you money on those things. Additionally, routine care can help catch health problems early, saving you money in the long run.
Where do I find the best pet insurance reviews to help me find a plan for my Poodle mixed breed?
The best place to find pet insurance reviews is at We Love Doodles on the internet. You should browse through plenty of reviews before making a decision. You can also ask your friends or family members if they have any recommendations. We Love Doodles is an excellent resource for finding information about Poodles and Poodle mixed breeds.
Conclusion For The Best Poodle Insurance
Many factors will affect your Poodle’s health and well-being. These include your pup’s parent’s health and extended family, the quality of nutrition, quality of regular exercise, veterinary care, and plenty of other environmental factors. In addition, regular veterinary check-ups, preventing accidents, and awareness will be key for optimizing the health of your Poodle.
That’s why it’s so important to have pet insurance for your Poodle. When you have pet insurance, you can relax knowing that your Poodle will be covered in the event of an unexpected accident or illness. And, if you choose a policy with routine care coverage, you can also save money on things like vaccinations and check-ups.
Claudia Bensimoun is a writer who specializes in dog content and veterinary topics! Aside from writing for We Love Doodles, Claudia also writes for other major dog blogs like Fido Friendly, Animal Wellness Magazine, and the United States Dog Agility Association (USDAA). She has a ghostwritten over 50 different dog e-books. Her passions include animal welfare, veterinary research, and wildlife conservation.
Why Trust We Love Doodles?
At We Love Doodles, we’re a team of writers, veterinarians, and puppy trainers that love dogs. Our team of qualified experts researches and provides reliable information on a wide range of dog topics. Our reviews are based on customer feedback, hands-on testing, and in-depth analysis. We are fully transparent and honest to our community of dog owners and future owners.